Is Yoga Therapy Covered by Insurance?
Will insurance cover yoga therapy?
The Quick Answer
Currently, most yoga therapy is paid out-of-pocket, though coverage is expanding. Some HSA/FSA plans may cover it with a letter of medical necessity, and certain hospital-based programs or worker's compensation cases may include it.
Why We Ask This
Cost is a significant barrier for many seeking holistic care, and clients often assume their health insurance will automatically treat yoga therapy like physical therapy.
The Practical Science
YogaTherapy.Health notes that while rare, some 'hospital-based programs' and 'workers' compensation' arrangements do exist. Primarily, clients use Flexible Spending Accounts (FSA) or Health Savings Accounts (HSA) to pay for sessions if they have a doctor's referral.
In Clinical Practice
Always ask your provider for a 'superbill' or receipt. You can submit this to your HSA/FSA provider. It is also worth checking if your workplace wellness stipend covers holistic health services.
References & Context
Yoga Therapy FAQ - YogaTherapy.Health"Will my insurance pay for yoga therapy? Some hospital-based programs and individual yoga therapists accept payment through arrangements with health insurance plans, workers' compensation, or via your flexible spending/health savings account. However, most yoga therapy today is paid for out of pocket."